Making the decision to use a 4 Pillars debt consultant is an important step in creating a positive financial future. People in Victoria can meet in person with their debt consultant, or they can schedule meetings online or by phone. The first meeting with a 4 Pillars debt consultant is an exploratory meeting, where the…
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One of the most important things to have in life is a budget. Most people in Victoria know this is true, but actually developing and sticking to a budget can be a problem. The debt consultants at 4 Pillars work with clients to develop practical, strategic budgets that are designed to work in the real…
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It is very difficult to deal with debt without professional support and insight. Too often, people struggle with debt for years without any measurable success. In fact, it is not uncommon for those trying to do this on their own to find the debt continues to increase despite their best efforts. This is where the…
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If you are planning to purchase a home in Victoria, buy a vehicle, or apply for any type of credit, your credit score becomes an essential piece of information for the lender. Unfortunately, past activity and mistake in making payments on credit cards, missing or skipping payments on loans, or having too many hard inquiries…
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You pay your bills every month. You never get those debts lower, it seems. Each of your payments helps to lower what you owe, but you may still be using your credit cards each month to cover your costs. You cannot seem to get caught up. What your 4 Pillars debt consultants in Victoria want…
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One of the most important decisions you can make for your long-term financial wellness is getting your debt in order. It can seem complex to do so, especially if you are still adding to it. That is why it may be time to talk to debt consultants in Victoria. They can offer key information that…
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Each month, you look at your debt and wonder. What are you going to do to pay it off sooner? Every month you may wish you could take the money you are paying in interest and put it towards other financial goals. Tackling debt is never easy for anyone. At 4 Pillars in Victoria, you…
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At 4 Pillars, it has always been important for consultants to provide information and support to those people who need it the most. It is easy enough to get credit cards and to accumulate debt. It can also be common for people to make numerous financial decisions without much thought about the consequences. That leaves…
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One of the components of financial health is having a budget. It is one of the things your 4 Pillars debt consultant in Victoria is likely to talk to you about, but it is also one of the most misunderstood types of financial components for some people. A budget is a tool that can help…
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Debt can be overwhelming to anyone. Sometimes, when it becomes so high that making monthly payment is stressful, it is time to do something about it. Tackling your debt and getting out from under this stress is essential for several reasons. The debt consultants in Victoria can provide you with the support you need. Why…
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