At 4 Pillars Debt Consultants, we work with people throughout Victoria and surrounding areas. These people often have more in common than they have differences, particularly when it comes to finding themselves in debt. In the majority of cases we handle, people have experienced a change in their life that contributed to their financial challenges.…
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Credit cards are not negative or harmful to the financial well-being of a Victoria individual or family, but they have to be used correctly and used wisely. On average, people in Canada have 2.2 credit cards, with almost 90% of all Canadians over the age of 18 having at least one credit card. The Credit…
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There are a lot of myths and misinformation about debt. Some of this is simply outdated information, while other information is from unreliable online businesses, blogs, or financial websites that are offering quick fixes for those that find themselves in debt. Quick fixes to get out of debt are not realistic for people in Victoria…
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Many people in Victoria assume that once a person or a couple has started to pay down their debt through one of the many options possible, the financial pressure is over. They assume the act of paying down the debt is a positive, so creditors and credit reporting agencies should also see this as a…
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