It is not uncommon for the people we work with at 4 Pillars to have limited if any specific education or training on credit management. At the same time, credit card companies, lenders, banks, credit unions, and even retailers encourage people to take out credit cards or to borrow money for everything from home improvements…
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For most individuals and couples in the Victoria area, dealing with debt has an emotional side as well as a financial side. There is often a stigma or a sense of personal failure that comes with debt, even in cases when the debt was due to things outside of their control. Coming in to see…
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Many people assume that debt consultants are against the use of different types of financial tools, including the use of credit cards. However, this is really a myth, with the team at 4 Pillars working with clients to provide education about the use of credit cards to avoid going into debt. There are several ways…
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