The goal for many in Victoria and the surrounding area is to live a life free from debt. In reality, most people will have some level of debt in their life. However, it can be managed and minimized to work for the individual rather than costing them money. At 4 Pillars, the debt consultants work…
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Unexpected situations can occur in life that derail the best of goals, plans, and intentions. Often these unexpected situations have an impact on our finances, and this creates the risk of falling behind on home, vehicle, and other types of payments and bills. There are three ways to help to minimize the impact of negative…
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Making the decision to use a 4 Pillars debt consultant is an important step in creating a positive financial future. People in Victoria can meet in person with their debt consultant, or they can schedule meetings online or by phone. The first meeting with a 4 Pillars debt consultant is an exploratory meeting, where the…
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One of the most important things to have in life is a budget. Most people in Victoria know this is true, but actually developing and sticking to a budget can be a problem. The debt consultants at 4 Pillars work with clients to develop practical, strategic budgets that are designed to work in the real…
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It is very difficult to deal with debt without professional support and insight. Too often, people struggle with debt for years without any measurable success. In fact, it is not uncommon for those trying to do this on their own to find the debt continues to increase despite their best efforts. This is where the…
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If you are planning to purchase a home in Victoria, buy a vehicle, or apply for any type of credit, your credit score becomes an essential piece of information for the lender. Unfortunately, past activity and mistake in making payments on credit cards, missing or skipping payments on loans, or having too many hard inquiries…
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