Options For Debt Reduction From A Victoria 4 Pillars Debt Consultant
Reading a book about managing debt or spending time reviewing online blogs are good ways to get ideas about how to manage debt, and even about how to pay off your debt. However, for a personalized approach to getting out of debt, working with a 4 Pillars debt consultant in Victoria offers the best solution.
To help you to get started, a 4 Pillars debt consultant in Victoria offers a free initial consultation. This is a chance for our highly trained debt consultants to review your situation and to determine if debt consulting is of benefit. As this is a complimentary consultation, it is an option to have an experienced expert on debt management listen to your situation. He or she can then provide you with ideas or to ask relevant questions to get more information.
Over the next few meetings, the 4 Pillars debt consultant will discuss possible strategies based on your information. While many people in debt assume that bankruptcy is the only option, there are often flexible solutions that do not include bankruptcy that make repayment of debt a straightforward and practical option.
Consider Disposal Assets
Many people have assets they own or have equity built up in that can be sold and a payment made on the outstanding debt. Perhaps there is a second car in the family that is not essential, or maybe there are electronics or other items that are no longer necessary and can be turned into cash or lump sum payments.
Consolidation Loans
Taking out a loan with a lower interest rate to pay off high-interest rate credit cards and unsecured loans is often a very wise option. These loans required one monthly payment that is typically significantly lower than the multiple credit card minimum payments.
As with all the services we offer, the debt consultant provides information on the upside and possible downside with any strategy suggested. To schedule your free debt consultation, call us at 866-690-3328, send us an email or fill in our contact form today.