Tips From 4 Pillars For Using Your Credit Cards To Your Advantage

Many people assume that debt consultants are against the use of different types of financial tools, including the use of credit cards. However, this is really a myth, with the team at 4 Pillars working with clients to provide education about the use of credit cards to avoid going into debt.

There are several ways to use credit cards to your advantage. The debt consultants at 4 Pillars can work with clients to help them to learn effective ways to take advantage of the many perks, rewards, and benefits offered by the top credit cards throughout the country.

One Credit Card

One recommendation from 4 Pillars debt consultants is to use one credit card for your transactions. If you are a business owner, having two credit cards, one for personal and one for business use, is easier for bookkeeping and recording purposes.

Using one credit card helps to avoid making multiple purchases and building up debt across creditors. Using one credit card also makes it easier to keep track of purchases.

Add Alerts

Having a text or email sent to your phone with each purchase is another form of reminder. It can be easy to use a credit card for multiple transactions without thinking about the dollar amount. These notifications act as reminders of the purchase.

Earn Rewards and Pay Off the Card

Using a credit card to earn rewards, air miles, or other perks is only a benefit if you pay off the card every month. Do not fall into the trap of using the credit card for purchases just to earn the perks. For more information on debt management, call 4 Pillars Debt Consultants at 866-690-3328.