What To Bring To A Meeting With A 4 Pillars Debt Consultant
Making the choice to work with a 4 Pillars debt consultant allows you to understand your options and to move forward with a plan in reducing and eliminating debt. The first meeting with one of these highly qualified professionals in and around Victoria is a chance to review your current financial and debt situation.
This first session provides the 4 Pillars debt consultant with a picture of your financial situation. The more information available, the more precise the analysis and recommendations will be for your unique situation.
Assets and Debts
Bring as much information as you have about your current assets and debts. For people in Victoria, this means all types of income and debt, including student loans, car payment information, mortgage records, credit card statements, and any other types of payments you are making.
In addition, the 4 Pillars debt consultant will need information on your income and assets. This is helpful in developing an effective strategy to help to reduce the debt as quickly as possible.
For some people, liquidating an asset may be a simple way to pay off debt. For example, if a couple owns two vehicles, selling one vehicle to eliminate credit card debt can be a very cost-effective option. This not only saves the couple interest on the debt, but it may raise the credit score, providing a lower interest rate should they choose to purchase another vehicle.
Each individual or couple has a unique financial situation. Working with a debt consultant from 4 Pillars provides a personalized approach to managing debt.