4 Signs You Need Professional Debt Relief Assistance

There can be times in life when a specific situation occurs, such as a job loss or an unexpected bill or expense, resulting in debt. When individuals or couples in Victoria cannot pay off this debt, or if they continue to accumulate more debt, working with professionals to develop an effective debt relief strategy is important.

At 4 Pillars Debt Consultants, we work directly with debtors to create debt relief strategies based on your individual income and options. As everyone is different, this personalized approach is highly effective in providing a customized plan. However, for this to happen, individuals must first identify signs that debt relief support is needed.

Juggling Payments

Juggling payments or only paying some bills every month are never effective ways to attempt to manage debt. Missing payments counts negatively toward your credit score, which limits your options for debt solutions.

Making Partial Payments

Making partial payments on loans, mortgages, credit cards, or other types of debt is another sign. Like missing payments, partial payments have a negative impact on your credit score and create a difficult credit report for lenders to overlook.

Fear of Creditors Calling

A very identifiable sign that debt is a problem in your life is the fear of picking up the phone due to creditor calls. Depending on the debt plan selected, it is possible to eliminate these calls.

Anxiety and Stress Over Debt

Anxiety, worry, and stress about debts can negatively affect physical and mental health. Working with a 4 Pillars debt consultant helps to create a strategy for your peace of mind and wellbeing.

For more information on the services offered by 4 Pillars debt consultants in Victoria, contact us today.