4 Pillars – How to Pay Off Credit Card Debt

Carrying too much credit card debt can make it very hard for you to manage your finances. It is very common for consumers to find themselves unable to make payments or to struggle to save money when their debt becomes out of control. At 4 Pillars, we help people who need to get out of credit card debt.

What Can You Do?

The ideal situation is to pay off what you owe each money on your credit cards. That is hard to do if you are behind. Instead, consider a strategy like this. Choose one credit card – either the one with the lowest balance or the one with the highest finance charges. Put as much as you can towards that card each month. Still make the minimum payments on the other cards. Once you pay off that card, put all of the extra you were paying on that card onto a new card.

Budget wisely to be able to do this. It many situations, you can ask the lenders to reduce your interest rate or to work on a repayment plan if you are not able to make your minimum payments now. Otherwise, it may be time to get some help from 4 Pillars.

Ready to Get Some Help?

At 4 Pillars, we aim to provide you with the support you need to get on track financially. Learn more about how we can help you pay off credit card debt by giving us a call today.