There is a very good reason why some people often describe debt as a mountain or an ocean, with those trying to manage it all feeling like they are facing a huge challenge or drowning in a vast sea of bills. At 4 Pillars, our professional, experienced debt consultants have the expertise and the knowledge…
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There are hundreds of thousands of blogs, articles, and websites that provide information on reducing your debt and paying off loans, credit cards, and lines of credit. Many of the people in Victoria seeking help from a 4 Pillars debt consultant have spent hours scouring the web for information, only to have problems in trying…
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There are some topics or areas of conversation that can potentially become problematic in any family. One of these topics in many Victoria families is debt and financial management. Unfortunately, many people who struggle with debt or effective financial strategies are very defensive about any mention of budgeting, debt repayment, or other similar issues. As…
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For individuals living in Victoria, sudden and often unexpected issues in life can have a significant and long-term impact on your financial plans. In these cases, even the best budgets and savings plans can become difficult or impossible to continue, resulting in an increased risk of issues with debt and repayment of loans. Working with…
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It is a very normal human reaction to avoid facing issues that are unpleasant or uncomfortable. Often these unpleasant situations have to do with finances. It is all easy to simply delete emails from creditors, to throw out letters, or to screen calls from credit card companies, banks, or other lenders. However, this does not…
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