If you have been considering bankruptcy in Canada, you should be aware of what a consumer proposal is. It is considered the top alternative to bankruptcy and has its own set of advantages and benefits. The first thing to know about consumer proposals is that they are the only debt settlement program that is approved…
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For those who are considering bankruptcy as a means of cleaning up their debt and credit, it can sometimes be difficult to separate the myths from the facts. This might mean that what you think of when you hear the word bankruptcy is far from what the reality is. With so many people holding misconceptions…
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Knowing that you are in debt is a horrible feeling. If you start to fall behind on your payments, sometimes it feels like there is no way to get yourself back on top of your finances. When you speak with someone at 4 Pillars, you get expert advice from a trained consultant who understands how…
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Are you anxious about attempting to secure a loan because you have a few blips on your credit history? Maybe you have poor credit, but you’re doing everything you can to turn things around. Even if you have fantastic spending and saving strategies you’re following, it can be hard to restructure your finances. One of…
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