Reasons to Choose a Debt Consultant in Victoria

Reasons to Choose a Debt Consultant in Victoria

Struggling with debt? Fighting to keep your head above water? You’re not alone. The average Canadian has almost twice the debt as they earn each year, according to Statistics Canada, and the situation is only worsening. However, that doesn’t have to be your plight. You can find relief by working with a debt consultant in Victoria. Why go this route, rather than filing for bankruptcy? Here are a few important reasons.

1. A Debt Consultant in Victoria Works for You

Perhaps the single most important reason to choose a debt consultant is that, unlike trustees, consultants work for you. You hire them and finding the ideal path forward for you is their sole goal. Trustees actually work for your creditors, ensuring that everyone gets as big a piece of the pie (your money) as possible.

2. Your Debt Consultant Provides Vital Advice and Guidance

Another important reason to choose a debt consultant in Victoria is that you receive vital advice and guidance based on an in-depth, professional analysis of your debt and income situation. This allows you to identify the best options for moving forward, avoiding pitfalls that could derail your efforts.

3. You Get Help Avoiding Financial Traps That Keep You in Debt

Too often, Canadians find that misinformation and financial mistakes can conspire to keep them in debt despite their best efforts. Working with a debt consultant in Victoria helps you avoid these financial mistakes. For instance, debt consolidation loans might sound beneficial, but their exorbitant interest rates mean you never really get out of debt.

4. You Benefit from Professional Negotiation

The key to changing your financial future is skillful negotiation with your creditors. A debt consultant in Victoria has the experience and knowledge to go head-to-head with your creditors and secure a reduced settlement amount that can be paid over time in installments.

5. A Financial Expert to Help with Budgeting and Managing Your Debt

Finally, working with a debt consultant allows you to benefit from financial advice and guidance to help with rebuilding your life. In fact, you’ll receive a step-by-step plan to follow that will help you rebuild your credit.

As you can see, working with a debt consultant in Victoria has quite a few benefits. To learn more or schedule your no-cost analysis, call us at 866-690-DEBT (3328).

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Disclaimer: All 4 Pillars Debt Relief Specialists are independent consultants that represent and advocate for the debtor during their insolvency and throughout their financial rehabilitation. 4 Pillars Debt Relief Specialists are not Licensed Insolvency Trustees, Lawyers, or Non-profit Credit Counsellors.