Month: March 2019

Great Tips for Budgeting Like an Expert

Budgeting may not be your idea of fun, but that doesn’t mean that it’s something you should avoid. Budgeting can be frustrating but spending more than you have available is even worse. When you go to a financial expert at 4 Pillars in Victoria, making a budget is likely to be suggested. We have some…
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Ways to Cut Debt You May Not Be Aware Of

If you have a lot of debt, it can easily become overwhelming. For many Canadians, debt has increased a large amount over the last few decades due to expenses rising and wages remaining about the same. The problem is that when you are in debt, improving your credit can be a huge issue. Having the…
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4 Pillars Explains Reasons Your Credit Card Company May Close Your Account

After you receive a credit card, you probably assume you’ll have it as long as you want. Whether you use it regularly or stick it away for an emergency, a creditor is capable of closing your account at any time and for any reason. However, there are a few reasons that are more common than…
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What Anyone With a Credit Card Should Know

Canadians end up in trouble with credit card debt every day. If you are in that situation yourself, you are not alone. Things like losing your job, getting ill, or having another emergency come up can lead to the need to use your credit card just to get through the month. This can escalate and…
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Disclaimer: All 4 Pillars Debt Relief Specialists are independent consultants that represent and advocate for the debtor during their insolvency and throughout their financial rehabilitation. 4 Pillars Debt Relief Specialists are not Licensed Insolvency Trustees, Lawyers, or Non-profit Credit Counsellors.